Faith in cover. Confidence in life.

For the ones with a passport in the glovebox and a bag pre-packed by the door.

Frequent flyers, road-trippers, and cross-border drivers. Safari combines the cover for the journey, the vehicle, the body, and the bag — including a COMESA Yellow Card so the border doesn’t become the trip.

For the household where the youngest, the eldest, and the unwell all live under one roof.

When you’re looking after young children, elderly parents, or someone in homecare, the call you fear most is at 2 a.m. Hifadhi puts an ambulance, an air evacuation, and a domestic safety net on standby — so the call gets answered.

For the keys you finally hold, and the walls you’re still putting up.

Whether you’ve just moved in or you’re mid-build with a contractor on site, Nyumbani covers the structure, the contents, the people who clean it, and the contractor who’s building it — under one renewal date.

For the signature on the audit, the diagnosis, the architect’s drawing, the boardroom resolution.

Doctors, lawyers, accountants, architects, engineers, directors — anyone whose advice or office is itself a risk. Daraja covers the indemnity, the integrity, and the personal liability of holding a sensitive seat.

For the school fees not yet due, and the day you won’t be there to write the cheque.

Designed for parents thinking ten, twenty, thirty years out. Urithi pairs an education policy that matures with your child’s school calendar with a life-and-endowment plan that pays the fees even when you can’t.

For the rider whose income stops the day the bike does.

Built for boda boda riders, mama mboga deliveries, and any small earner whose body is the business. Pikipiki keeps the wages flowing through the days you can’t — with a daily-payout PA, medical, and short-term life cover that you can pause.

For the shop, the depot, the workshop — and the people who keep them open.

Small and medium businesses don’t fail one risk at a time. Biashara is the all-in cover: fire takes the building, theft takes the stock, a key person leaves, the goods don’t arrive. One bundle answers all of it.

For the home you left, the home you’re building, and the home you wish to return to — in any condition.

For Kenyans abroad. Mizizi covers repatriation of remains, an investment-grade life policy payable home, travel medical for the visits, and a property cover for the plot or house you’re building back home — all administered in Nairobi for your family.

For the season that depends on the rain, the herd, and the price at market.

Smallholder and commercial farms alike. Shamba pairs livestock cover with multi-peril crop insurance — drought, flood, hail, fire, disease — plus farm-equipment, public-liability, and worker cover so the farm survives the year that doesn’t go to plan.

For the years after the last salary — and the early achievers who finished early.

Designed for retirees and the early-FI crowd alike. Mavuno turns a single contribution into a life-long monthly income, with senior medical, last expense, and a guaranteed-income annuity that pays whether markets do or not.